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มีปัญหาต้องใช้เงินแต่ไม่รู้จะทำยังไง สินเชื่อ citibank ช่วยคุณได้

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Home WEBBOARD ประกาศ ซื้อ-ขาย สินค้าและบริการ มีปัญหาต้องใช้เงินแต่ไม่รู้จะทำยังไง สินเชื่อ citibank ช่วยคุณได้

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    <span style=”font-weight: 400;”>หากคุณต้องการรับเงินก้อนรวดเร็วทันใจ เพื่อช่วยแบ่งเบาภาระทางการเงินทุกวัตถุประสงค์ไม่ว่าจะเป็นค่าใช้จ่ายส่วนตัว เพื่อการศึกษา เพื่อสุขภาพ เพื่อต่อเติมที่พัก หรือเพื่อเพิ่มสภาพคล่องทางการเงินให้สามารถใช้เงินสดในยามที่ต้องการ ขอแนะนำ สินเชื่อ citibank ค่ะ</span>

    ทำไมต้องสินเชื่อซิตี้แบงค์

    <span style=”font-weight: 400;”>เพราะสินเชื่อซิตี้แบงค์สามารถอนุมัติเงินกู้ให้คุณอย่างรวดเร็วทันใจ ใช้เวลาเพียงไม่กี่วัน แถมวงเงินอนุมัติยังสูงสุดไม่เกิน 2,000,000 บาท สมัครก็ง่าย กู้ก็ง่ายไม่ต้องใช้ทรัพย์สินหรือผู้ค้ำประกันเพิ่ม ดอกเบี้ยอัตราพิเศษ ระยะเวลาผ่อนชำระก็สามารถเลือกได้ตั้งแต่ 24 เดือน 36 เดือน 48 เดือน และ 60 เดือน สะดวกต่อการวางแผนค่าใช้จ่ายรายเดือนในอนาคต</span>

     เงื่อนไขการสมัคร

      <li style=”font-weight: 400;”><span style=”font-weight: 400;”>สัญชาติไทย </span> <span style=”font-weight: 400;”>อายุ 21 </span> <span style=”font-weight: 400;”>ปีขึ้นไป </span> <span style=”font-weight: 400;”>(รวมระยะเวลาผ่อนชำระไม่เกิน </span> <span style=”font-weight: 400;”>60 </span> <span style=”font-weight: 400;”>ปี)</span><span style=”font-weight: 400;”>
      </span>
      <li style=”font-weight: 400;”><span style=”font-weight: 400;”>พนักงานบริษัทจะต้องมีรายได้ต่อเดือนตั้งแต่ </span> <span style=”font-weight: 400;”>20,000 </span> <span style=”font-weight: 400;”>บาทขึ้นไป </span> <span style=”font-weight: 400;”>และมีอายุงานตั้งแต่ 4 </span> <span style=”font-weight: 400;”>เดือนขึ้นไป</span><span style=”font-weight: 400;”>
      </span>
      <li style=”font-weight: 400;”><span style=”font-weight: 400;”>เจ้าของกิจการจะต้องดำเนินธุรกิจประเภทเดียวกันอย่างน้อย </span> <span style=”font-weight: 400;”>2 </span> <span style=”font-weight: 400;”>ปี</span><span style=”font-weight: 400;”>
      </span>
      <li style=”font-weight: 400;”><span style=”font-weight: 400;”>สำหรับผู้กู้รายใหม่ที่ไม่เคยกู้เงินจากบริษัทมาก่อนวันที่ </span> <span style=”font-weight: 400;”>1 </span> <span style=”font-weight: 400;”>กันยายน </span> <span style=”font-weight: 400;”>2560 </span> <span style=”font-weight: 400;”>ที่มีรายได้น้อยกว่า </span> <span style=”font-weight: 400;”>30,000 </span> <span style=”font-weight: 400;”>บาทต่อเดือน </span> <span style=”font-weight: 400;”>จะต้องมีสินเชื่อบุคคลภายใต้การกำกับ/บัตรกดเงินสด </span> <span style=”font-weight: 400;”>รวมถึงที่อยู่ระหว่างการ </span> <span style=”font-weight: 400;”>ยื่นขอกับสถาบันการเงินและผู้ประกอบธุรกิจรายอื่นในช่วงระยะเวลา </span> <span style=”font-weight: 400;”>2 </span> <span style=”font-weight: 400;”>เดือนก่อนหน้านี้ไม่เกิน </span> <span style=”font-weight: 400;”>3 </span> <span style=”font-weight: 400;”>แห่ง </span> <span style=”font-weight: 400;”>และจะได้รับวงเงินสินเชื่อสูงสุด </span> <span style=”font-weight: 400;”>1.5 </span> <span style=”font-weight: 400;”>เท่าของรายได้ต่อเดือน</span><span style=”font-weight: 400;”>
      </span>
      <li style=”font-weight: 400;”><span style=”font-weight: 400;”>สำหรับผู้ที่มีรายได้ตั้งแต่ </span> <span style=”font-weight: 400;”>30,000 บาทต่อเดือน </span> <span style=”font-weight: 400;”>จะได้รับวงเงินสินเชื่อสูงสุด 5 เท่าของรายได้ต่อเดือน</span><span style=”font-weight: 400;”>

      </span>

     เอกสารที่ต้องใช้

      <li style=”font-weight: 400;”><span style=”font-weight: 400;”>สำเนาบัตรประชาชน หรือบัตรข้าราชการ </span> <span style=”font-weight: 400;”>และสำเนาทะเบียนบ้าน</span><span style=”font-weight: 400;”>
      </span>
      <li style=”font-weight: 400;”><span style=”font-weight: 400;”>สลิปเงินเดือนหรือหนังสือรับรองเงินเดือนย้อนหลังไม่เกิน </span> <span style=”font-weight: 400;”>2 </span> <span style=”font-weight: 400;”>เดือน</span><span style=”font-weight: 400;”>
      </span>
      <li style=”font-weight: 400;”><span style=”font-weight: 400;”>สำเนาสมุดบัญชีธนาคารหน้าแรกและสำเนารายการเดินบัญชีย้อนหลัง </span> <span style=”font-weight: 400;”>6 </span> <span style=”font-weight: 400;”>เดือน</span><span style=”font-weight: 400;”>
      </span>
      <li style=”font-weight: 400;”><span style=”font-weight: 400;”>กรณีเจ้าของกิจการ </span> <span style=”font-weight: 400;”>หนังสือรับรองการจดทะเบียนบริษัทหรือห้างหุ้นส่วนจำกัด</span><span style=”font-weight: 400;”>

      </span>

    ก่อนกู้เงินควรคำนึงถึงเรื่องอะไรบ้าง

      <li style=”font-weight: 400;”><span style=”font-weight: 400;”>มีแผนการใช้เงินที่ชัดเจนว่าจะนำเงินไปใช้ประโยชน์อะไรบ้าง </span> <span style=”font-weight: 400;”>เพื่อไม่ให้เป็นการสร้างภาระหนี้ที่ไม่จำเป็น</span><span style=”font-weight: 400;”>
      </span>
      <li style=”font-weight: 400;”><span style=”font-weight: 400;”>ควรมีการลองคำนวนการวางแผนชำระเงินในแต่ละงวดว่าเราที่มีกำลังจะชำระไหว ไม่เป็นภาระค่าใช้จ่ายรายเดือนจนเกินไป มิเช่นนั้นแล้ว </span> <span style=”font-weight: 400;”>การกู้ยืมเงินก็จะกลายเป็นการสร้างภาระหนี้ที่ทับถมเกินกำลังจนสุดท้ายก็อาจจะต้องชำระค่าปรับบานปลาย ไม่คุ้มที่จะกู้ยืม</span><span style=”font-weight: 400;”>
      </span>
      <li style=”font-weight: 400;”><span style=”font-weight: 400;”>ควรมีเงินเก็บออมบ้าง เพราะอนาคตเป็นสิ่งที่ไม่แน่นอน </span> <span style=”font-weight: 400;”>เช่น หากวันหนึ่งคุณต้องออกจากงานกระทันหัน </span> <span style=”font-weight: 400;”>หรือจำเป็นต้องใช้เงินก้อนใหญ่อีกก้อนจึงควรต้องมีเงินสำรองไว้บ้าง</span><span style=”font-weight: 400;”>
      </span>
      <li style=”font-weight: 400;”><span style=”font-weight: 400;”>หาข้อเสนอที่ดีที่สุดสำหรับคุณ </span> <span style=”font-weight: 400;”>เปรียบเทียบอัตราดอกเบี้ย </span> <span style=”font-weight: 400;”>อ่านเงื่อนไขให้ละเอียดก่อนที่จะเซ็นเอกสารทุกหน้า </span> <span style=”font-weight: 400;”>พยายามทำความเข้าใจข้อตกลง หากไม่เข้าใจให้สอบถามสถาบันการเงินทันที</span><span style=”font-weight: 400;”>
      </span>
      <li style=”font-weight: 400;”><span style=”font-weight: 400;”>เพื่อผลประโยชน์ของตนเอง </span> <span style=”font-weight: 400;”>ควรให้ข้อมูลตามความเป็นจริงเนื่องจากธนาคารจะมีการตรวจสอบข้อมูล </span> <span style=”font-weight: 400;”>หากกรอกข้อมูลไม่ชัดเจนหรือผิดพลาดก็อาจทำให้เวลาอนุมัติล่าช้า </span> <span style=”font-weight: 400;”>ซึ่งอาจไม่ทันเวลาที่จำเป็นต้องใช้เงินก้อน</span><span style=”font-weight: 400;”>

      </span>

    <span style=”font-weight: 400;”>เป็นยังไงกันบ้างคะสำหรับ สินเชื่อ </span>citibank<span style=”font-weight: 400;”> ไม่ยากเลยใช่ไหมละคะ สมัครง่าย กู้ง่าย ดอกเบี้ยอัตราพิเศษ วงเงินสูง เลือกจำนวนงวดชำระได้ สมัครผ่านช่องทางออนไลน์ก็ยังได้ สะดวก รวดเร็วมาก</span>

    • This topic was modified 3 weeks, 5 days ago by  dakanda99.
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